Money Tree? See for yourself!


Ashley's New Home!
Got $500.00 - You can Buy a House! 
Yes, its true, if you have $500.00, are a 1st Time Home Buyer with good Credit, you CAN buy a House!  I recently had the privilege of assisting my Niece in buying her first home.  We started searching about one year ago for homes in the $90,000 range which was what she qualified for.  After searching for a few months, she was disappointed to find that $90K didn't buy much!  I decided to show her homes in the $125K range, of course she found several she loved, but could not afford.  After some soul searching, she decided not to buy, she needed to payoff some debt in order to quality for a home in the $125K range.  Here were are one year later, she now qualifies for a home in the $125K range, home prices are lower and there were numerous homes to choose from.  We looked at a home in her favorite neighborhood that had just been reduced $5,000 and it was love at first sight!   We wrote up the offer, it was accepted and she was well on her way to purchasing her first home.  Several components of the transaction were-Seller paid all closing costs and she obtained a loan with 100% financing through BB&T (big thank you to Mershon Moore @ BB&T).  As a Realtor and Aunt, it was the most memorable Real Estate transactions I've had.  I could not be more PROUD of her and how hard she worked to achieve her goal.  Is your goal for 2012 to buy a new Home?  Rates are INCREDIBLE, there are many homes on the market to choose from and this is the PERFECT TIME to BUY.   l would be honored to help you achieve your goal and guide you through the entire buying process. 



Ashley's Family surprised her with a Money Tree!

~Kay Herring-Stephenson

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